When you think it is, the next guy really was going for a chance. Now, I’m not sure what kind of investments were available back then (I don’t remember anyone referring to Wall Street and also the stock trading game when I what food
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was in Sunday school.) yet it’s like they say following every commercial the truth is for mutual funds. All investments carry using them some risk. Back an unacceptable horse, as it is said, and that money is kaput. I’m sure the third guy understood that, but was ready to take the risk. The second guy knew that, and wasn’t willing. His motto can be quite a bird inside hand will be worth two within the bush. Sensible, but not practical in the long run.

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